When Do You Need a Will? When do you need a will? The answer is easy: Right Now. Related Content RE: Retirement How does your ideal retirement differ from reality, and what can we do to better align the two? What If You Get Audited? The chances of an IRS audit aren't that high. And being audited does not necessarily imply that the IRS suspects wrongdoing. A Decision Not Made Is Still a Decision Investors who put off important investment decisions may face potential consequence to their future financial security.